Zuraida Banks Have Final Say On Housing Loans For Ptptn Borrowers



Banks will make the final decision on whether housing loan applications should be approved for National Higher Education Fund Corporation (PTPTN) borrowers, said Housing and Local Government Minister Zuraida Kamaruddin
She said this was despite the government's move to exempt PTPTN loan borrowers who have been named in the Central Credit Reference Information System (CCRIS) from being blacklisted by banks
The CCRIS lists all PTPTN loan borrowers who need to make a repayment 12 months after the loan period expires."The banks themselves would decide whether they want to approve loan applications (from PTPTN borrowers)
"But as I have said, fresh graduates have high creditworthiness, as they have only secured a job, and they don't have other loans to service as they still haven't bought a house, a car and such
"So, their creditworthiness is still a lot that can be used (for housing loan approvals)," she told reporters during a Fund My Home programme in Putrajaya earlier today
Zuraida was responding to a reporter's question on risks that might be faced by banks in approving housing loans for those who fail to service their student loans
Elaborating further, Zuraida said the listing of PTPTN borrowers on CCRIS is a blanket policy which is not based on the creditworthiness of PTPTN borrowers
Meanwhile, in her speech at the event, Zuraida also advised fresh graduates to refrain from spending their money on vehicles first
Instead, she stressed, the youth should invest in purchasing real estate
"We want to make the young people asset owners. This is a culture that they should start (embracing) now, and it will benefit them in the long run," she said. - Mkini

Artikel ini hanyalah simpanan cache dari url asal penulis yang berkebarangkalian sudah terlalu lama atau sudah dibuang :

http://malaysiansmustknowthetruth.blogspot.com/2019/07/zuraida-banks-have-final-say-on-housing.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+MalaysiansMustKnowTheTruth+%28Malaysians+

Kempen Promosi dan Iklan
Kami memerlukan jasa baik anda untuk menyokong kempen pengiklanan dalam website kami. Serba sedikit anda telah membantu kami untuk mengekalkan servis percuma aggregating ini kepada semua.

Anda juga boleh memberikan sumbangan anda kepada kami dengan menghubungi kami di sini
September Launch For Rent To Own Housing Scheme Zuraida

September Launch For Rent To Own Housing Scheme Zuraida

papar berkaitan - pada 25/7/2019 - jumlah : 110 hits
Zuraida Kamaruddin PUTRAJAYA The new rent to own housing scheme will be launched this September said Housing and Local Government minister Zuraida Kamaruddin She added the ministry and several banks are now in the final process of introduci...
States Will Have To Amend Age Limit For Reps As It Is Still 21 Not 18 Says Liew

States Will Have To Amend Age Limit For Reps As It Is Still 21 Not 18 Says Liew

papar berkaitan - pada 27/7/2019 - jumlah : 225 hits
De facto law minister Liew Vui Keong PUTRAJAYA The eligibility to be a state assemblyman is still 21 years although the Constitution Bill 2019 has been approved in Parliament Minister in the Prime Minister s Department Liew Vui Keong said t...
Worst Yet To Come For Pkr Say Analysts

Worst Yet To Come For Pkr Say Analysts

papar berkaitan - pada 23/7/2019 - jumlah : 215 hits
A truce will likely only happen when Anwar and Azmin agree on who gets what when one of them becomes prime minister Political analysts warn that more conflict could lie in store for PKR despite the positive statements issued by the party s ...
Blogger Challenge Number 4 Describe Your Partner Or Someone You Have Feelings For

Blogger Challenge Number 4 Describe Your Partner Or Someone You Have Feelings For

papar berkaitan - pada 23/7/2019 - jumlah : 267 hits
Okay blogger challenge yang nombor 4 ni mencabar Tak tau nak describe apa tentang partner Mama Yan ni Lagipun tak boleh lebih lebih dedahkan tentang partner kita ni Takut ada yang skodeng hahaha Kita describe yang basic ajelah Suami Mama Ya...
Roads Around Bukit Jalil Stadium To Close On Saturday For Fa Cup Final

Roads Around Bukit Jalil Stadium To Close On Saturday For Fa Cup Final

papar berkaitan - pada 26/7/2019 - jumlah : 303 hits
KUALA LUMPUR Police have announced road closures and diversions around Bukit Jalil National Stadium this Saturday for the 2019 FA Cup final match between Perak and Kedah City police chief Comm Datuk Seri Mazlan Lazim said that around 85 000...
Mmc Final Year Transcripts Accepted For Housemanship Pre Employment Letter

Mmc Final Year Transcripts Accepted For Housemanship Pre Employment Letter

papar berkaitan - pada 25/7/2019 - jumlah : 204 hits
KUALA LUMPUR The Malaysian Medical Council has decided to extend the letter confirming registration eligibility to medical graduates if they can show the last transcript of their results from their respective universities MMC president Datu...
Save Your Comments For Retreat Saifuddin Tells Zuraida

Save Your Comments For Retreat Saifuddin Tells Zuraida

papar berkaitan - pada 20/7/2019 - jumlah : 180 hits
PKR secretary general Saifuddin Nasution Ismail PUTRAJAYA PKR vice president Zuraida Kamaruddin has been advised to express her concerns over developments in the party at a retreat instead of making public statements that may make matters w...
Tough Going For Psb Out In The Cold Say Analysts

Tough Going For Psb Out In The Cold Say Analysts

papar berkaitan - pada 18/7/2019 - jumlah : 175 hits
PSB has been warned against standing alone in Sarawak although analyst Awang Azman Awang Pawi warns of instability even if it joins the PH coalition KUCHING A political analyst has cautioned that Parti Sarawak Bersatu s position in the stat...
After Pledges Of Support For Anwar Zuraida Calls For End To Political Stunts

After Pledges Of Support For Anwar Zuraida Calls For End To Political Stunts

papar berkaitan - pada 27/7/2019 - jumlah : 196 hits
PKR vice president Zuraida Kamaruddin has called for an end to political stunts which disrupt the process of nation building Her statement comes after Pahang PKR joined the Penang Perak and Johor chapters in expressing for party president A...
Infinix Note 12 2023 Anti Lag Lag Club Will Provide Cutting Edge Features To Its Young And Trendy Users At Only Rm799

5 Simbol Status Yang Sudah Lapuk Untuk Dibanggakan

How To Secure Your Website From Hackers In 2021 Wordpress

Infinix Note 12 2023 Anti Lag Lag Club Gameonzwithinfinix

Proton Saga 1 3l Premium At Untuk Di Sewa Di Melaka

Hikmah Disyariatkannya Shalat Sunnah Kita Mesti Tahu Agar Semangat Melakukannya

Infinix Note 12 2023 Anti Lag Lag Club Is Making Waves To Malaysia On 7th October 2022 For Rm799

Apa Nak Jadi Dengan Pantai Cenang Langkawi Lengang Takde Orang



Kenapa Harga Baju Bundle Semakin Mahal

Biodata 10 Fakta Siti Khadijah Halim Pelakon Gandingan Aniq Suhair Drama Sekali Lagi Cinta Kembali

Benarkah Orang Hilang Hanya Boleh Dilapor Lepas 24 Jam Debunk

Kenapa Orang Yang Syok Dengan Diri Sendiri Digelar Narsis Asal Usul Perkataan

Senarai Lagu Tugasan Konsert Gegar Vaganza 2022 GV9 Minggu 4


Hiburan Baru 6 Hari Menikah Pasangan Pengantin Baru Ditemui Maut Overdose Ubat Kuat

Kerajaan Campuran Ismail Sabri Tak Dihormati Diserang Parti Lain

Radzi Sahkan Menteri Pn Hantar Warkah Kepada Agong

Hubungan Pas Umno Semakin Genting 3 Negeri Pas Tidak Akan Bubar Jika Pru Tahun Ini

Ph Tak Bubar Dun 3 Negeri Kerana Takut Berdepan Dengan Bn Zahid Hamidi

Video Neelofa Cuba Rakam Video Trend Sekali Penampakan Eyebag Pula Jadi Bualan