Eu Wants Qr Payments Like Southeast Asia Say Social Media Users


 
SOUTHEAST Asia’s cross-border QR payment system enables seamless transactions across Indonesia, Malaysia, Thailand, Singapore and the Philippines, fostering cashless travel and reduced reliance on the US dollar.
Central banks connect systems like QRIS, DuitNow and PromptPay, benefiting both merchants and travellers. Indonesia leads in adoption, with QR payments tripling annually since 2019.
The initiative supports unbanked populations, lowers costs, and promotes regional economic integration, with potential expansion to global networks for bank transfers and digital currencies in the future.
Now, the European Union (EU) wants to be independent from relying on American services like Visa and Mastercard. However, the best alternative to these services could be the QR payment system. An X user added that the EU would be glad to have our QR system for that matter.
The EU yearns for ASEAN’s QR payment system. https://t.co/jofUUBHNYX
— yammi (@sighyam) April 5, 2025
Furthermore, for Southeast Asians, having QR payment methods is relatively easy, especially when travelling in ASEAN countries. From Indonesia to Thailand, from Malaysia to Cambodia, we’re all able to pay for things with ease.
This could be a good replacement for the EU, and it will most definitely reduce their reliance on American companies.
me right now struggling and having to always have cash on me lol
— yammi (@sighyam) April 5, 2025

Moreover, social media users say that QR payment methods in Malaysia are wholly owned by Bank Negara and are independent from Visa and Mastercard.
Users feel with such payment systems, Southeast Asian countries aren’t relying on foreign companies to make simple cash transactions happen.
Free from Visa and MC but part of CBDC. Leaping out of the frying pan into the fire 
— Mohd Saifullah Majid (@todd_58) April 5, 2025

One user made an interesting point: In Malaysia, PayNet – a subsidiary fully owned by Bank Negara Malaysia – handles the back end for all QR codes, online transactions, and debit card payments.
This setup keeps things free from Visa and Mastercard fees. It’s not just about ease of use; it’s a smart move to protect the country’s financial independence. 
FYI in Malaysia, all QR, online transactions and debit card payments’ back end are done by Pay Net, a wholly owned subsidiary of Bank Negara Malaysia, so free from Visa and MC charges.
It’s not just about convenience but to keep country’s financial sovereignty.
— FMN (@FMNafis00) April 5, 2025

- Focus Malaysia


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