Senarai Penyakit Kritikal Yang Dilindungi Oleh Etiqa
Penyakit Kritikal (Critical Illness)
Berikut adalah senarai penyakit kritikal yang dilindungi oleh Etiqa. Pampasan akan diberi kepada pemegang sijil sekiranya telah disahkan menghidap salah satu dari penyakit kritikal yang disenaraikan. Jumlah pampasan, syarat dan peraturan bergantung kepada pelan yang diambil.
Penyakit Kritikal (Asas)
(Merangkumi semua pelan Etiqa yang menyediakan perlindungan penyakit kritikal)
01. Alzheimer's Disease/ Severe Dementia
02. Bacterial Meningitis - Resulting In Permanent Inability To Perform Activities Of Daily Living
03. Benign Brain Tumor - Of Specified Severity
04. Blindness - Permanent And Irreversible
05. Brain Surgery
06. Cancer - Of Specified Severity And Does Not Cover Very Early Cancers
07. Cardiomyopathy - Of Specified Severity
08. Chronic Aplastic Anemia - resulting in permanent Bone Marrow Failure
09. Coma - Resulting In Permanent Neurological Deficit With Persisting Clinical Symptom
10. Coronary Artery By-Pass Surgery
11. Deafness - Permanent And Irreversible
12. Encephalitis - Resulting In Permanent Inability To Perform Activities Of Daily Living
13. End-Stage Liver Failure
14. End-Stage Lung Disease
15. Full-Blown AIDS
16. Fulminant Viral Hepatitis
17. Heart Attack - Of Specified Severity
18. Heart Valve Surgery
19. HIV Infection Due To Blood Transfusion
20. Kidney Failure - Requiring Dialysis Or Kidney Transplant
21. Loss Of Independent Existence
22. Loss Of Speech
23. Major Head Trauma - Resulting In Permanent Inability To Perform Activities Of Daily Living
24. Major Organ / Bone Marrow Transplant
25. Medullary Cystic Disease
26. Motor Neuron Disease - Permanent Neurological Deficit With Persisting Clinical Symptoms
27. Multiple Sclerosis
28. Muscular Dystrophy
29. Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection
30. Paralysis Of Limbs
31. Parkinson's Disease - Resulting In Permanent Inability To Perform Activities Of Daily Living
32. Primary Pulmonary Arterial Hypertension - Of Specified Severity
33. Serious Coronary Artery Disease
34. Stroke - Resulting In Permanent Neurological Deficit With Persisting Clinical Symptoms
35. Surgery To Aorta
36. Systemic Lupus Erythematosus With Severe Kidney Complications
37. Terminal Illness
38. Third Degree Burns - Of Specified Severity
Penyakit Kritikal (Tambahan)
(Hanya terdapat dalam pelan takaful AafiahCare @ Etiqa)
39. Secondary Pulmonary Hypertension
40. Infective Endocarditis Requiring Heart Surgery
41. Poliomyelitis
42. Progressive Scleroderma
43. Severe Rheumatoid Arthritis
44. Crohn’s Disease With Fistula
45. Ulcerative Colitis With Total Colectomy
46. Chronic Autoimmune Hepatitits
47. Chronic Adrenal Insufficiency
48. Reye’s Syndrome
49. Meningeal Tuberculosis
50. Spinal Cord Disease Or Injury Resulting In Bladder Dysfunction
51. Apallic Syndrome/ Persistent Vegetative State
52. Multiple Root Avulsions Of Branchial Plexus
53. Respiratory Diphteria
54. Surgery For Idiopathic Scoliosis
55. Choronic Relapsing Pancreatitis
56. Elephantiasis
57. Myasthenia Gravis
58. Acute Necrohemorrhagic Pancreatitis
59. Creutzfelt - Jakob Disease (Mad Cow Disease)
60. Ebola Hemorrhagic Fever
61. Chronic Primary Sclerosing Cholangitis
62. Severe Relapsing Nephrotic Syndrome
63. Wilson’s Disease
64. Hemolytic Uremic Syndrome
65. Necrotising Fasciitis
Penyakit Kritikal (Tambahan Khas)
(Hanya terdapat dalam pelan takaful AafiahCare @ Etiqa)
66. Severe Mental Illness
- Bipolar Affective Disorder
- Major Depressive Disorder
- Schizophrenia
- Schizoaffective Disorder
67. Diabetes Mellitus Complications
- Surgery For Tye 2 Diabetic Retinopathy
- Limb Amputatio Due To Type 2 Diabetic Complications
68. Angioplasty And Other Invasive Treatments For Coronary Artery Disease
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