Surprise Costs First Time Homebuyers Shouldn T Ignore

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BUYING a house is one of the biggest financial decisions you would ever make. But would it frighten you when you realise that the listed price is rarely the final cost?
Beyond the deposit and mortgage, there is a range of hidden expenses that can catch a newbie buyers off guard.
One of the first additional costs is stamp duty, a government tax based on the property’s value. This can add thousands to your upfront spending, especially in high-value markets.
Then come the legal fees. Solicitors are essential for navigating contracts and conveyancing, and their services aren’t cheap.
Ready for more? Buyers may also need to budget for building inspections and valuation reports, both crucial for identifying structural issues and ensuring you’re paying a fair price.
Once the deal is done, renovation costs can mount quickly too if you are looking to personalise your home.
Even a seemingly “move-in ready” home may need updates to flooring, paint, or kitchen fittings to meet your needs.
Then there are the ongoing costs such as strata fees (for apartments), and utilities. If you’re buying an investment property, consider vacancy periods, maintenance, and management fees too.
These hidden costs can easily add tens of thousands of dollars to the overall price of homeownership, turning what looks like a smart purchase into a financial strain.
Fortunately, HCK Capital is here to help. With a deep understanding of the entire home buying process, HCK Capital not only offers guidance on the often-overlooked expenses.
Some projects under HCK Capital have zero downpayment. On top of that, sales and purchase agreement and legal fees are free, not forgetting the move in bonus for selected projects.
Whether you’re a first-home buyer or a seasoned investor, HCK Capital ensures you’re fully informed and financially prepared. Let us help you navigate the journey to homeownership, without the surprises. - Focus Malaysia

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