Ctos To Power The Kekal Impian Digital Moneylending Platform


CTOS Data Systems Sdn Bhd (“CTOS”) has signed a cooperative agreement with Kekal Impian Sdn Bhd (“Kekal Impian”) to utilise CTOS systems for Kekal Impian’s new digital moneylending platform.

From left: Eric Chin, CEO of CTOS Data Systems Sdn Bhd; Jason Ng, Business Advisor for Kekal Impian Sdn Bhd; See Wai Hun, Co-founder and CEO of Juris Technologies Sdn Bhd; Erick Hamburger, Group CEO of CTOS Digital Bhd; Lee Khang Ren, Director of Kekal Impian Sdn Bhd; Tan Sri See Hong Chen, See Cherng Jye and Tan Boon Wah, Business Advisors to Kekal Impian Sdn Bhd signing a cooperative agreement between the two companies.
The event follows the news that Kekal Impian recently obtained a digital moneylending license from KPKT.

The partnership involves CTOS Application and Decisioning for Moneylenders, which provides digital automation for the Kekal Impian online moneylending operations.

“We have long evolved from being a traditional credit reporting agency into a company that provides a broad suite of innovative end-to-end digital credit decisioning and management solutions. Today’s partnership with Kekal Impian is another important milestone for CTOS in this regard. Our latest iteration, CTOS Application and Decisioning for Moneylenders, powered by Juristech, and embedded with CTOS eKYC and comprehensive bureau data, shows how CTOS has grown to truly be a digital enabler.” said Erick Hamburger, Group CEO of CTOS Digital Berhad. “There are still many people who do not have easy access to credit through the traditional banking system. Digital moneylenders like Kekal Impian provide a vital alternative to these underserved and unserved segments, which can only benefit both individuals and the economy as a whole. Being in a position to do our part in enabling the government and KPKT’s vision, coincides with our mission to improve credit health and financial inclusion across Malaysia,”.



Kekal Impian has operated exclusively in the Johor region until recently, however, the new platform will enable Kekal Impian to provide faster, more convenient and personalised services online and remotely.

Steven Phua of Kekal Impian elaborated, “We started as a traditional venture in the financial industry, driven by a simple yet powerful mission: to provide a helping hand to those facing financial difficulties. With the support of CTOS, we will be moving forward as a digital moneylender with the capability to extend our services nationwide, reaching a broader audience than ever before,”.

The new Kekal Impian system is built on a robust engine platform and technology from JurisTech, the fintech company of which CTOS acquired a 49% stake in 2021. JurisTech provides enterprise-level solutions that bring about digital transformation for banks, financial institutions and telecommunications companies


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