Cimb Group Bekerjasama Dengan Ripple Kenapa Tidak Dengan Harapan Coin Hahaha

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Ripple(XRP) adalah salah satu coin yang popular dan berada dalam topten dalam coinmarketcap. Ripple mempunyai satu rangkaian blockchain yang unik berbanding bitcoin. Blockchain ripple network kebanyakkan digunakan oleh bank dan dikatakan antara transaksi yang terpantas antara mana-mana blockchain. Selain ripple, terdapat satu lagi yang menggunakan sistem blockchain yang hampir sama iaitu lumen(xlm), tetapi lumen lebih fokus kepada transaksi peruncitan. Jika mahu fahamkan blockchain untuk setiap coin, aku sendiri pun dalam pembelajaran. Terangkan setakat yang aku faham. Tapi untuk harapan coin, aku katakan ia adalah scam dan takde beza dengan vida coin tu.

Berbalik kepada perihal cimb, jika sebelum ini bank menggunakan rangkaian SWIFT yang dikatakan secure untuk proses cross border payment, tetapi hari ini kebanyakkan bank telah mula beralih kepada ripple network yang dikatakan lebih pantas dan selamat.

Cointelegraph | Malaysian lending giant CIMB Group Holdings Bhd has joined Ripple’s (XRP) cross-border payments network RippleNet, Bloomberg reports Nov. 15.

The $53.5 billion market cap CIMB will integrate Ripple’s XCurrent product, a software solution for expediting cross-border payments, for its “SpeedSend” remittance product. As Bloomberg reports, CIMB’s product serves multiple Southeast Asian markets, including the Philippines, Vietnam and Thailand.
As Bloomberg notes, Ripple is vying to outstrip incumbent money transfer giant SWIFT (Society for Worldwide Interbank Financial Telecommunication) in the global cross-border payments industry. The latter’s website claims SWIFT currently serves over 11,000 clients across 200 countries.

In an interview with Bloomberg at the Singapore Fintech Festival 2018 this week, Ripple CEO Brad Garlinghouse responded to the reporter’s question in regard to rumors of a possible SWIFT partnership or even future takeover by Ripple, saying:

“Swift is owned by banks, Ripple is here to help the banks [...] what we are doing on a day-to-day basis is in fact taking over SWIFT. We’ve signed well over 100 banks, some of the world’s largest SWIFT-enabled banks are now using Ripple’s technology.”
Bloomberg cites data from the World Bank that forecasts that the total value of global remittances is set to rise to $642 billion this year, up almost 5 percent from $613 billion in 2017.

While XCurrent does not use Ripple’s native token XRP, the latter has soared by almost 77 percent in value over the past three months, according to Cointelegraph’s Ripple Price Index.

The asset’s strong growth comes even as financial services and tech industry giants such as Standard Chartered (SC) and Ant Financial have been evolving alternative blockchain-based cross-border remittance solutions.

Just two days ago, major Japanese bank holding and financial services company MUFG announced it was also joining RippleNet to create a new cross-border payments service to Brazil, as the network continues to gain traction with banks for remittance solutions worldwide.

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