Where Do I Save Money Safely

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Assalamualaikum. Abam Kie loves to save money for emergencies, children's education, performing Hajj and Umrah, traveling and self-reward. Here, Abam Kie provides a list of safe and less risky money-saving platforms for you to consider. Despite the low profit, our money remains secure. Have fun.
1. Amanah Saham Bumiputera and Amanah Saham Malaysia 
Abam Kie had opened an ASB account as early as the age of 18 when I checked in at the Universiti Malaya Science Foundation Center, Kuala Lumpur. The opening deposit is only RM10. However, Abam Kie didn't make any additions until I began his teaching career in 1997. What's fun is that at the start of the year, you will receive dividends and bonuses of 4 to 5%. While this may not seem like much, you should be grateful for the profit your savings have generated over the years.
Apart from that, Abam Kie also saves in ASB and ASM. There is not much savings. This amount is sufficient to serve as a backup during emergencies and to cover the costs of children's education at a higher education institution. In general, Abam Kie has saved three ASB funds and three ASM funds. Alhamdulillah. 
2. GAP account at Public Gold
About 7 years ago, Abam Kie opened a GAP account at Public Gold. Buy gram by gram. So far, I can only store 11 grams. I desire to add more, yet I feel less capable.
3. Bumiputera Real Estate Trust 
AHB is an alternative to ASB. The enjoyable aspect lies in the fact that zakat savings have already been deducted from the dividends. This simplifies the process for depositors. The depositor's Maybank savings account will receive the dividend rate, which is comparable to ASB's 5%.
4. Hajj Fund 
Abam Kie started opening a Tabung Haji account when I was in Form 1 at Machang Science High School, Kelantan. The initial deposit is only RM1. While the dividend may not be substantial, it is free from zakat charges. The important thing is that we intend to save in the Hajj Fund so that we can perform the Hajj in Makkah later. 
5. AL-Rajhi Bank's Rize Savings Account
Abam Kie saves here because this is the savings account that offers the highest profit rate so far, which is 3.8%. This account also holds a significant amount of savings. Abam Kie likes to keep it here because it is simple to withdraw when needed. 
6. Go+ by TouchNGo 
This option is highly recommended as it offers a daily return of 3.41% if you save in Go+. When Abam Kie wakes up in the morning, I will check the money coming in. Even if it's a little, it will brighten my days. 
7. Maybank Gold Savings Account 
Another platform for safe and suitable gold storage has been established. Abam Kie has invested RM1000 in this account. The price of gold is certain to have ups and downs. Eventually, I will withdraw the money from this account when the gold price goes up in in the future.
8. EPF i-Saraan account 
Finally, Abam Kie saves in the EPF i-Saraan account. EPF dividends are now over 5%. Every year, the government will provide free deposits to all i-Saraan depositors who actively save, in addition to annual dividends. Interesting right? 
Abam Kie has joined a low-risk money-saving platform. If you have not started saving for your rainy days, it's tot too late to do so now. Use the savings wisely. That's it.Good luck!

www.zukidin.com {Estd 2012}

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